You can buy the right life insurance policy and still end up with the wrong outcome.

Years later, when you need to make a simple change, the agent who sold it is gone, and no one remembers why the policy was set up the way it was. This is why choosing the right life insurance agent matters far more than most people realize.

"Is life insurance really safe?"
We break down the facts—real-life company failures, government oversight, and why your policy’s cash value is treated like cash. Spoiler: banks think it's safer than your stocks.

Ever looked at a life insurance illustration and thought, Wow, this looks amazing!—only to wonder later if it's too good to be true? That’s exactly why AG49 exists. It helps keep those projections realistic, so you don’t buy into hype but into a plan that truly works for you. Let’s break it down—what AG49 is, why it was created, and how it impacts you.