Think life insurance is out of reach for individuals with autism? Think again. Indexed Universal Life (IUL) policies offer a flexible path to financial protection, wealth building, and peace of mind—for both families and high-functioning individuals on the spectrum.

Would you turn down a $250,000 financial gift that grows with the market and stays tax-free? One parent didn’t just leave their child an inheritance—they gifted financial freedom using an Indexed Universal Life (IUL) policy linked to the S&P 500. But with the IRS watching large transfers, how did they avoid paying gift taxes? This case study reveals the powerful wealth transfer strategy ultra-high-net-worth families use—and how you can too.

Ever looked at a life insurance illustration and thought, Wow, this looks amazing!—only to wonder later if it's too good to be true? That’s exactly why AG49 exists. It helps keep those projections realistic, so you don’t buy into hype but into a plan that truly works for you. Let’s break it down—what AG49 is, why it was created, and how it impacts you.